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What can I do if Etsy Payments isn’t available in my country (Montenegro)?

AAnonymous
1 answer

I make handmade metal figurines in Montenegro and want to sell internationally, but Etsy Payments isn’t available where I live, so I can’t open a standard Etsy shop. Right now I’m only selling through direct messages, and it’s not scalable.

What are good alternatives for selling and shipping worldwide when you’re in a country where Etsy Payments isn’t supported, and are there legitimate ways to work with a reseller/partner who already has an established Etsy or Shopify store without risking policy or payment issues?

Answers

Hi! Unfortunately, if Etsy Payments isn’t available for Montenegro, Etsy generally won’t let you open a new “standard” Etsy shop from there (and trying to “borrow” someone else’s bank/country details is exactly the kind of mismatch that can trigger holds or suspension). The scalable path is usually: sell on a platform that supports your country for payouts (or lets you use third‑party gateways), and treat Etsy as either a future option (if coverage expands) or something you access only through a truly legitimate business arrangement where the seller of record is real and policy-compliant.

Good alternatives to Etsy for worldwide selling (from Montenegro)

1) Your own store (best long-term control)

  • Shopify / WooCommerce (WordPress) / similar: the key question is payments, not the storefront. If the platform’s built-in processor isn’t available, you can often still run a store using third‑party payment providers (availability varies by country). Common options sellers use in “unsupported” countries include PayPal, or global card processors like 2Checkout/Verifone, plus bank-transfer options.
  • This route is great for handmade metal figurines because you control branding, pricing, custom orders, and you’re not dependent on a marketplace’s country limitations.

2) Marketplaces that may be easier to join than Etsy
Depending on what Montenegro supports for seller onboarding and payouts, look at:

  • eBay (often workable internationally for physical goods; good for one-of-a-kind pieces and auctions too)
  • Amazon (harder onboarding and stricter requirements; fees can be heavy, but it’s global)
  • Regional/EU-friendly marketplaces that accept your business setup and bank payouts (these change, so check eligibility before investing time)

3) “Bring your own traffic” platforms
If you already get interest via DMs/Instagram/TikTok, you can scale by moving checkout to:

  • A simple website + a payment provider
  • Or even invoice-based selling (card payment links) if available through a processor you can legally use
    This keeps the momentum you already have, but makes it repeatable and professional.

Shipping worldwide (practical setup for metal figurines)

You can absolutely ship internationally from Montenegro—your main work is making it predictable for buyers:

  • Use tracked shipping as your default for international orders (especially higher-value metal items).
  • Build packaging that survives drops: snug inner wrap + rigid outer box + padding, and protect sharp edges.
  • Be clear about customs/VAT/import taxes: most buyers will pay import charges on delivery unless you use a service that collects them upfront (not always available).
  • Have a clean system for processing time (e.g., “made to order: X days”) and keep it consistent so you don’t drown in one-off exceptions.

Working with a reseller/partner (legit options that won’t blow up)

This can work well, but the details matter—especially if Etsy is involved.

Option A (cleanest): Wholesale → they resell under their own brand/storefront

  • You sell to them as a wholesale supplier (with invoices/receipts).
  • They become the merchant of record (they handle customer service, refunds, chargebacks, taxes on their side).
  • They can sell on Shopify, fairs, galleries, boutiques, even eBay—no special “handmade” claims needed.
  • Important for Etsy: if they list your finished figurines on Etsy as handmade, that’s risky unless it fits Etsy’s handmade rules (see Option B). Straight “reselling someone else’s handmade item” is where shops get into trouble.

Option B (Etsy-specific, only works if they’re legitimately the brand/designer): Production partner model
On Etsy, a shop can use a production partner, but the Etsy seller still needs to be the one who designs/creates the item concept and is responsible for the listing, and they must disclose the production partner.

  • If you are the artist/designer and they’re just “the storefront,” that’s usually not how Etsy wants it structured.
  • If they truly design the products and you manufacture them for them, then you can be their production partner and it can be Etsy-compliant.

Option C: Consignment (they sell, you get paid after sales)

  • Common with galleries/boutiques.
  • Works, but make sure you have a written agreement covering damage, returns, how long they hold inventory, and who discounts items.

What to avoid (to prevent policy/payment disasters)

  • Don’t open an Etsy shop using a friend/partner’s identity, address, or bank “just to get around” Etsy Payments. Even if it works at first, it often fails later at verification or during a payout review.
  • Don’t “share” an Etsy account or have the partner run your shop. Etsy doesn’t allow transferring accounts, and account ownership needs to match the real operator.
  • Don’t have a partner list items on Etsy implying they made them if they didn’t.

If you want, I can narrow this down fast

Tell me two things and I’ll suggest the most realistic stack:

  1. Can you accept PayPal for business where you are (or another card processor)?
  2. Are your figurines mostly ready-to-ship, or custom/made-to-order (and average price range)?

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