How do I open an Etsy shop if I can’t access my bank login for verification?

Hi! Unfortunately, if you’re in the US (and most Etsy Payments countries), you generally can’t open and run an Etsy shop without linking and verifying a bank account, because Etsy needs a verified deposit account to pay out your earnings through Etsy Payments. If Etsy is asking for a small test transaction / micro‑deposit code, there isn’t a real “skip” option—at some point you’ll need a way to view that deposit on a statement and enter it to finish verification.

That said, you don’t necessarily need online banking login specifically—you just need some way to see your account activity. A few practical options that usually work:

• Use a different bank account you can access (even a new one). Many sellers open a separate checking account just for Etsy deposits. If you do this, make sure the account is in your name and matches your Etsy Payments details.
• Get the micro‑deposit code from a bank statement without logging in:
  • If your bank offers secure messaging/chat inside their website/app without a phone call, try “forgot password” alternatives (email verification, authenticator app, in-app chat, etc.).
  • If you can go in person, ask a teller/banker to print a recent transaction history showing the small Etsy deposit so you can read the exact amount/code.
  • If you receive paper statements, the deposit will appear there (this is slower, but it’s still a way to get the code).
• Ask your bank for an accessibility-friendly password reset path: many banks can do verification via TTY/relay, secure message, or an in-branch identity check. If phone calls aren’t possible for you, explicitly ask for their accommodations.

A couple quick Etsy-specific notes so you don’t waste time:

• Etsy Support typically can’t manually verify your bank for you or provide the code—they’ll still require verification through the method shown in your setup.
• If your setup flow is pushing a “connect instantly” style verification (often through a third-party connection), and you can’t do it because you can’t log in, switching to a different bank account you can actually access is usually the fastest fix.

If you tell me what country you’re opening the shop in (and whether you’re seeing an “instant connect” step vs. only the micro‑deposit step), I can suggest the most realistic path with the least back-and-forth.